Santander has announced it is set to close 95 branches across the UK, putting 750 jobs at risk.
The High Street bank said its customers were increasingly shifting to banking online and it was aiming to start closing branches from June.
As part of the changes, Santander will also reduce hours at 36 branches and remove the front counters out of 18 others.
It is the latest bank to announce branch closures, with Lloyds announcing 136 closures in January.
The closures will leave Santander with 349 branches, down from 444.
It said the areas to lose branches would be covered by “new Santander community bankers” who will visit local communities on a weekly basis.